Alternative Finance with CrowdBazaar

Think beyond stocks, bonds, cash, and deposits, think alternative finance.
We introduce a range of alternative finance options for both investors as well as those looking to raise funds.

What is Alternative Finance?

The Basics

Alternative finance refers to a range of products that have developed outside the scope of traditional banking. Alternative business funding has opened up new avenues to finance businesses that may have had difficulty accessing it in the past, bringing innovative products and fresh ways of thinking to the finance industry.

The Details

In the past, if you needed funding for your business, the options were limited to traditional sources, usually a loan from a local bank. Alternative finance has grown from a little-known source of funding to a mainstream alternative, that gives business owners more options for financing the growth and expansion of their businesses. Alternative finance has made raising funds easier, faster, and less time-consuming. The majority of funding in the market is generated through investments, loans, and donations, but the demand for this sector is based on mutual benefit. Investors have more investment choices, enabling them to generate income based on their risk appetite (any investment promising a reward or return may come with risk). Borrowers benefit from finance that is easy to apply for and quick to obtain.

Instruments of Alternative Finance

Equity Crowdfunding

Invest in an early-stage unlisted company, hold partial ownership, and gain direct profits.
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Peer-to-Peer Investing

Lend and borrow without intermediaries, quick and easy funds for everyone!
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Real Estate Crowdfunding

Invest directly in commercial real-estate with CrowdBazaar, earn regular profits.
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Passion Assets

Invest in your passion, cherish owning it and profit from the increase in value!
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Invoice Discounting

Get your outstanding invoices and bills discounted with us for quick liquidity flow.
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Blockchain Investing

Invest in blockchain technology and get mind-blowing returns with Crowdbazaar!
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Benefits of Alternative Finance

Less Stringent Qualifications

Less Stringent Qualifications

It's easier to receive alternative loan because of more fair & balanced process
Lower Interest Rates

Lower Interest Rates

Alternative market is competitive, which keeps interest rates in check to best suit borrowers and lenders.
Abundance of Options

Abundance of Options

There are a plenty of investment vessels and packages to choose from.
Faster Approval Process

Faster Approval Process

Online alternative finance platforms are one of the quickest means of generating funds.

Difference between Traditional Financing and Alternative Financing

Traditional Financing

Application Process

Traditional business lenders like banks, have an elaborate application process that involves multiple documents, including: business plans, personal and business credit scores, at least two years of financial statements, tax returns, and even a comprehensive and updated resume. As can be imagined, collecting, updating, submitting and often re-submitting these documents, because they may not be deemed complete or correct, is time consuming, and can be costly as well.

Approval
Collateral
Control
Repayment

Alternative Financing

Application Process

Alternative business funding sources dramatically streamline the application process by using a 1-page application that can be filled out online at anytime. What’s more, only a small number of simple supporting documents are required, such as a few months of business bank statements, and a cost-benefit analysis to get a sense of monthly average cash flow.

Approval
Collateral
Control
Repayment

Eligibility for Investing

Qualified Institutional Buyer

An entity falling within the definition of a “Qualified Institutional Buyer” as defined in the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2009 as amended from time to time

Company
High Net worth Individual (HNIs)
Eligible Retail Investors

Apart from satisfying applicable eligibility criteria as stated above, you represent and warrant to us that you are fully authorized by the laws of your jurisdiction, and where applicable, from the perspective of corporate governance norms applicable to you, to participate in the activities of our platform.

Startup investing is risky, most startups fail, resulting in the loss of all invested capital.

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