Peer to Peer Investing is the practice of investing money in notes issued by borrowers who request a loan without going to a traditional financial intermediary. This kind of investment happens on a web-based platform where the platform facilitates the interaction between the borrower and the potential investors.
Peer to peer lending is a type of debt financing that enables individuals to lend money without using an official institution as an intermediary. Anyone can raise funds in the form of a loan on our peer to peer investing platform.
Peer-to-Peer (P2P) lending is the practice of crowd lending money to individuals or businesses. It is mostly provided as unsecured loan for small borrowings.
It is similar to P2P except that sometimes in P2B Lending other businesses who are in same industry or line of service, lend larger amount of money to the borrower business. This is also known as micro-finance.
Business Loan, Lines of Credit, Merchant Cash Advances (MCAs),Term Loans are all part of commercial and bank loans.
Warrants are a derivative that give the right, but not the obligation, to buy or sell a security, commonly a bond or an equity, at a certain price before it's expiration. Accounting depends on its principal instrument (stock/bond).
Bonds are kind of loans to finance long term investments, or, to finance current exp. through Govt. bonds. Certificates of deposit
(CD), Commercial Paper (CP) are considered as money market instruments, not bonds.